We’re a financial planning company that uses a range of techniques from behavioral finance, number crunching, and storytelling to help individuals overcome the financial barriers they face and provide the vision they've always desired.
So, what does working with us actually look like?
Let's explore the steps.
Getting to Know Each Other
We value the relationships we have with our clients and want to be sure we’re both a good fit for one another. A 15-minute (well, maybe longer) phone call will give us both a chance to make sure your situation matches our expertise.
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You learn about us and we learn about you (and any other individuals you want to include in your financial plan) by exploring what led you to reach out and how we can best help. We will explain our financial planning process and answer any questions you have.
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Following our first meeting, we send you a Financial Planning Document Checklist. From there, you upload the appropriate financial documents to your secure OLIO portal.
If we aren’t a good fit for each other, we will gladly introduce you to a firm that is better suited to your needs.
How Can We Help?
We review your financial snapshot - a broad overview of your entire financial life highlighting what you've done well and some areas of improvement.
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The goal of this meeting is to become perfectly clear on your goals, concerns, and unique financial situation. Your answers to our questions, along with the documents we requested you bring, will guide our analysis, which will result in plain-English answers to four critical questions. We’ll also present our fee for your financial plan.
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If you like what you see (and we hope you will), we’ll send you a Client Engagement Agreement and our required regulatory deliverables so you can join the OLIO family!
Our Work
This is where the magic happens. We’ll apply decades of experience and thousands of hours of training and mentoring by the industry’s top experts to answer some important questions.
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Right from the start, we change the way you interact with your money. In some ways, it’s completely disassembling and reassembling a better way - from your living expenses, mortgage payment, brokerage account, Roth IRA, etc. It’s complete integration with your checking account and your long-term investments.
Our framework is designed to avoid changing money flows - whether you’re working and collecting a paycheck, taking some time off, furloughed, or retired. No matter what your income situation is, the flow of money remains the same.
We’ll get you accustomed to and comfortable with seeing your investments fluctuate over shorter periods of time, yet also offer the assurance that as they move, you’re still living life, spending money, and enjoying yourself.
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We discuss important questions including; can you afford to retire, are you overpaying your taxes, can your portfolio be improved, and can you eliminate or reduce threats to your retirement?